Title: CycleSave – ROSCA Engine for WordPress
Author: Ibrahim Nasir
Published: <strong>April 18, 2026</strong>
Last modified: April 18, 2026

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# CycleSave – ROSCA Engine for WordPress

 By [Ibrahim Nasir](https://profiles.wordpress.org/ibrahimkh4l33l/)

[Download](https://downloads.wordpress.org/plugin/cyclesave.1.0.2.zip)

 * [Details](https://en-za.wordpress.org/plugins/cyclesave/#description)
 * [Reviews](https://en-za.wordpress.org/plugins/cyclesave/#reviews)
 *  [Installation](https://en-za.wordpress.org/plugins/cyclesave/#installation)
 * [Development](https://en-za.wordpress.org/plugins/cyclesave/#developers)

 [Support](https://wordpress.org/support/plugin/cyclesave/)

## Description

CycleSave enables community savings groups (ROSCAs) on WordPress. Members pool fixed
contributions on a regular schedule, and each round one member receives the full
pot, rotating until everyone has collected once and the group is reset for a new
cycle.

**Core Features (Free)**

 * Full ROSCA engine: groups, rounds, payout rotation, cycle restart
 * Stripe payment integration for member contributions
 * Admin-initiated payout logging with disbursement records
 * Drag-and-drop payout order assignment (admin panel)
 * Full payout schedule visible to all members (transparency)
 * Immutable audit trail for payout order changes
 * WP-Cron automation: reminders, deadline enforcement, cycle progression
 * 5 frontend shortcodes: dashboard, group list, join form, payout schedule, group
   ledger
 * Email notifications for all key events

### Shortcodes

 * `[cyclesave_dashboard]` — Member personal dashboard
 * `[cyclesave_group_list]` — List of open groups
 * `[cyclesave_join_group id="5"]` — Join form for a specific group
 * `[cyclesave_payout_schedule id="5"]` — Payout rotation schedule
 * `[cyclesave_group_ledger id="5"]` — Contribution and payout history with audit
   log

## Screenshots

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## Installation

 1. Upload the `cyclesave` folder to `/wp-content/plugins/`
 2. Activate the plugin through the **Plugins** menu in WordPress
 3. Navigate to **CycleSave > Settings** and add your Stripe API keys
 4. Create a savings group under **CycleSave > All Groups**
 5. Add `[cyclesave_dashboard]` to a page for members to manage their contributions

## FAQ

### What is a ROSCA?

A Rotating Savings and Credit Association is an informal financial tool where a 
group of people contribute fixed amounts regularly, and each round one member receives
the entire pool. It continues until everyone has received the pot once.

### What payment gateways are supported?

Stripe is supported in the free version. PayPal and Mollie will be available in 
CycleSave Pro.

### Is card data stored?

No. All card processing is handled by Stripe (or Pro gateways) directly. The plugin
never stores raw card data.

### How are payouts made?

The admin initiates the bank transfer manually (via their Stripe dashboard or banking
app) and records the transaction reference in the plugin. The pot collector is notified
by email.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“CycleSave – ROSCA Engine for WordPress” is open source software. The following 
people have contributed to this plugin.

Contributors

 *   [ Ibrahim Nasir ](https://profiles.wordpress.org/ibrahimkh4l33l/)

[Translate “CycleSave – ROSCA Engine for WordPress” into your language.](https://translate.wordpress.org/projects/wp-plugins/cyclesave)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/cyclesave/), check 
out the [SVN repository](https://plugins.svn.wordpress.org/cyclesave/), or subscribe
to the [development log](https://plugins.trac.wordpress.org/log/cyclesave/) by [RSS](https://plugins.trac.wordpress.org/log/cyclesave/?limit=100&mode=stop_on_copy&format=rss).

## Change log

#### 1.0.0

 * Initial release
 * Full ROSCA engine
 * Stripe payment integration
 * REST API
 * Email notifications

## Meta

 *  Version **1.0.2**
 *  Last updated **1 month ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **6.9.4**
 *  PHP version ** 7.4 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/cyclesave/)
 * Tag
 * [savings](https://en-za.wordpress.org/plugins/tags/savings/)
 *  [Advanced View](https://en-za.wordpress.org/plugins/cyclesave/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/cyclesave/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/cyclesave/reviews/)

## Contributors

 *   [ Ibrahim Nasir ](https://profiles.wordpress.org/ibrahimkh4l33l/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/cyclesave/)